The Prime Risk Blog

Why HVAC Companies Need General Liability Insurance

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Running an HVAC business comes with a unique set of challenges and risks that can threaten your livelihood if you’re not adequately protected. As someone deeply involved in the insurance industry and blue-collar business protection, I want to share why…

HVAC Workers’ Comp: Risks Every Business Must Know

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Running an HVAC business in Arizona involves more than just staying cool—it requires protecting your team and your financial well-being. Among the most important considerations? Workers’ compensation insurance. This comprehensive guide will walk you through the critical risks HVAC businesses…

Why HVAC Businesses NEED Commercial Auto Insurance

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Running an HVAC business comes with a unique set of challenges—especially when it comes to managing your fleet of vehicles. Whether you have one service van or a fleet of branded trucks, your vehicles are a lifeline for your business.…

Top 4 Insurance Questions Arizona Contractors Ask

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As a general contractor working in Arizona, navigating the world of insurance can feel overwhelming. Questions about coverage, liability, and protecting your business from unforeseen risks are common—and for good reason. Insurance isn’t just a box to check; it’s a…

Arizona Roofers’ Guide to Insurance: Everything You Need to Know

Roofing is a high-risk business, and ensuring you have the right insurance coverage is essential for protecting your business, employees, and clients. Arizona roofers must comply with state regulations and safeguard their operations from potential lawsuits, property damage, and liability…

Arizona Roofing Insurance Guide for Business Owners

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If you’re an Arizona roofing contractor, you might believe that having insurance means you’re fully protected. I once shared that belief—until I faced a harsh reality. Before founding Prime Risk Insurance, I worked as a contractor in Arizona. However, due…