The Prime Risk Blog

The Complete Guide to Insurance for Roofers in Scottsdale, Arizona

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Running a roofing business in Scottsdale presents unique challenges that extend far beyond the technical aspects of installing and repairing roofs. Have you ever wondered how extreme heat, sudden monsoons, or local permit rules could expose your business to unexpected…

Arizona Contractor Insurance: 4 Must-Have Policies for a Safer Job Site

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Are you unsure which contractor insurance policies in Arizona are legally required—and which actually protect your business? Have you ever worried that one uncovered mistake could cost you your livelihood? If so, you’re not alone. Many Arizona contractors feel overwhelmed…

Chandler Insurance for Roofers: Specialized Coverage for Roofing Contractors

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Tailored insurance solutions for Chandler’s roofing professionals—from HOA challenges to tech facility projects. Why Roofers Need Chandler Insurance That’s Custom-Fit Roofing contractors in Chandler face more than just high heat and tough jobs. HOA restrictions, tech industry demands, and unpredictable…

Arizona HVAC Insurance: Essential Protection for Your Business Success

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Running a thriving HVAC business in Arizona’s scorching heat comes with its own set of challenges. While the demand for heating, ventilation, and air conditioning services is high, so are the risks associated with equipment handling, on-site installations, and workplace…

Uninsured Subcontractors: The Risks You Can’t Ignore

A man wearing a white PrimeRisk Insurance Solutions cap and a black hoodie with the same logo stands on the left side of the image. Behind him, a yellow and blue graphic design displays the text "UNINSURED SUBCONTRACTORS" in bold black letters, and underneath it in white text, "The Risks You CAN’T Ignore." The PrimeRisk logo is also shown in the upper right corner against a mountainous background with a blue sky.

Hiring subcontractors can be a game-changer for your roofing business, driving efficiency and helping you meet project deadlines. However, working with uninsured subcontractors, often referred to as 1099s, presents significant risks that could jeopardize your business’s financial health and reputation.…