When you purchase a General Liability (GL) policy, you’re protecting your business from a wide range of risks. But like all insurance, these policies come with exclusions—areas where coverage doesn’t apply. One of the most misunderstood exclusions is the “Your…
I had a conversation yesterday with the owner of a painting company who found himself in a tough spot. He’s been running his business using all 1099 independent contractors. But there was a problem. He didn’t require these contractors to…
Workers’ Compensation Insurance is more than a mere formality; it’s an essential part of small business insurance that keeps operations running smoothly in case of employee injury . From the architect designing sky-scraping marvels to the truck driver navigating busy highways, this liability insurance acts as a safeguard for employees and employers…
In the bustling world of real estate development, the sound of a crane in motion and scaffolding being erected signals progress and profitability. Yet, these symbols of growth carry risks, from vandalism disrupting a work site to unforeseen accidents putting…
If you’re swinging hammers or laying pipes for a living, trust me, getting the right insurance is as important as wearing a hard hat on site. Running into surprises on the job can happen, but with liability insurance, you’ve got…
As a contractor, your toolkit is your lifeline, but unexpected events can put your precious gear at risk. That’s why a robust insurance policy, tailored to protect your property, tools, and equipment, is vital to keep your operation humming along…
Contractors navigating the complexities of modern construction, including green building mandates, must equip themselves with robust insurance policies. From property damage to legal liability, the right coverage underpins a solid foundation for any project. It’s not just about the physical…
Introduction Running a contracting business is no small feat. Between managing projects, ensuring safety on the job, and keeping up with client demands, your plate is full. The last thing you want to worry about is whether your insurance coverage…
Introduction: As a contractor, managing risks is a fundamental part of your business. One of the most critical aspects of this risk management is choosing the right insurance. But with so many options and sources available, it’s easy to fall…
Hey there, fellow business owners and decision-makers! I recently had an eye-opening meeting with a large manufacturing company that got me thinking about the importance of choosing the right insurance broker. You won’t believe the insurance mishaps I uncovered during…