Stop Being A Generalist.. And Stop Buying From Generalists

In today’s blog post, we’ll discuss PrimeRisk and how our insurance agency has positioned itself to serve specific industries. This knowledge can benefit both business owners and consumers when making important decisions about insurance products and services. Over the years,…

You should probably stop filing small claims…

The personal lines insurance market is currently experiencing significant changes and challenges. In this blog post, we will explore some of the factors that are shaping the industry and discuss important considerations for policyholders. It’s essential to stay informed and…

General Liability Insurance Premiums: What You Need to Know

As your business grows, it’s important to make sure you have the right insurance coverage in place. One of the most important types of insurance for businesses is general liability insurance. General liability insurance protects your business from third-party liability…

“My Payroll Company Takes Care of My Work Comp”…. WHAT?!?

Workers Compensation Insurance: Should You Use Your Payroll Company? In recent weeks, I’ve had several conversations with business owners who have their workers compensation insurance placed through their payroll company. While this can be a convenient option, there are a…

Mastering the Art of Risk: A Beginner’s Guide to Risk Management

Risk management is a critical process that every organization must undertake to minimize the adverse effects of potential risks that can hinder the achievement of its goals and objectives. There are various risk management theories and options that organizations can…

Roof Settlement: Actual Cash Value vs Replacement Cost…

The roof is one of the most essential components of a building. It provides protection from the elements and plays a crucial role in keeping the structure of the building intact. However, roofs are not invincible and are susceptible to…

Take Control of Your Worker’s Compensation Premium

​There is one insurance policy that exists that you have the ability to control how much you pay… Any guess as to what that policy may be? You guessed it by the title of this article. It’s your Worker’s Compensation…

Lessor’s Risk (Landlord Policy) 101

​Today, we will break down a lessor’s risk policy; what it is, the coverage it provides, and the circumstances that can affect your rating. Let’s talk about a few components of a lessor’s risk policy. One, obviously, is property coverage.…