The Prime Risk Blog

Chandler Insurance for Roofers: Specialized Coverage for Roofing Contractors

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Tailored insurance solutions for Chandler’s roofing professionals—from HOA challenges to tech facility projects. Why Roofers Need Chandler Insurance That’s Custom-Fit Roofing contractors in Chandler face more than just high heat and tough jobs. HOA restrictions, tech industry demands, and unpredictable…

Arizona HVAC Insurance: Essential Protection for Your Business Success

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Running a thriving HVAC business in Arizona’s scorching heat comes with its own set of challenges. While the demand for heating, ventilation, and air conditioning services is high, so are the risks associated with equipment handling, on-site installations, and workplace…

Uninsured Subcontractors: The Risks You Can’t Ignore

A man wearing a white PrimeRisk Insurance Solutions cap and a black hoodie with the same logo stands on the left side of the image. Behind him, a yellow and blue graphic design displays the text "UNINSURED SUBCONTRACTORS" in bold black letters, and underneath it in white text, "The Risks You CAN’T Ignore." The PrimeRisk logo is also shown in the upper right corner against a mountainous background with a blue sky.

Hiring subcontractors can be a game-changer for your roofing business, driving efficiency and helping you meet project deadlines. However, working with uninsured subcontractors, often referred to as 1099s, presents significant risks that could jeopardize your business’s financial health and reputation.…

Why HVAC Companies Need General Liability Insurance

A man in a Prime Risk Insurance Solutions hoodie and cap stands confidently with arms crossed in the foreground. Behind him, a group of construction workers wearing hard hats and high-visibility vests is seen from above. The bold headline in the center reads: “AVOID THIS MISTAKE: WHY YOU NEED INSURED SUBCONTRACTORS,” with “AVOID THIS MISTAKE” in yellow and “WHY YOU NEED INSURED SUBCONTRACTORS” in white and blue. The Prime Risk logo is visible in the top-right corner.

Running an HVAC business comes with a unique set of challenges and risks that can threaten your livelihood if you’re not adequately protected. As someone deeply involved in the insurance industry and blue-collar business protection, I want to share why…

HVAC Workers’ Comp: Risks Every Business Must Know

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Running an HVAC business in Arizona involves more than just staying cool—it requires protecting your team and your financial well-being. Among the most important considerations? Workers’ compensation insurance. This comprehensive guide will walk you through the critical risks HVAC businesses…

Why HVAC Businesses NEED Commercial Auto Insurance

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Running an HVAC business comes with a unique set of challenges—especially when it comes to managing your fleet of vehicles. Whether you have one service van or a fleet of branded trucks, your vehicles are a lifeline for your business.…

Top 4 Insurance Questions Arizona Contractors Ask

A man in a black Prime Risk hoodie and white hat stands on the right with the name "Kody Houk" written next to him. The background features a faint image of contractors in hard hats inside a building. Large text on the left reads: “Top 4 Insurance Questions Arizona Contractors Ask.” The Prime Risk Insurance Solutions logo appears in the bottom-right corner, and the design uses blue, yellow, and white branding throughout.

As a general contractor working in Arizona, navigating the world of insurance can feel overwhelming. Questions about coverage, liability, and protecting your business from unforeseen risks are common—and for good reason. Insurance isn’t just a box to check; it’s a…