General Contractors Contractor Insurance | General Liability & Workers’ Comp for General Contractors

Are you a general contractor looking for reliable, trade-specific insurance that protects your business, helps you stay compliant, and wins you more contracts?

At Prime Risk Insurance, we specialize in insurance solutions designed for general contractors. Our packages include General Liability, Workers’ Comp, and other coverages tailored to the unique risks and compliance requirements of your trade.

In this guide, you’ll learn what insurance you need, what it costs, and why partnering with a contractor-focused insurance provider makes all the difference.

Essential Insurance Coverages for General Contractors

  • General Liability – Covers jobsite damage and third-party injury claims.
  • Workers’ Compensation – Protects your crew and meets legal requirements.
  • Commercial Auto – Covers vans, trucks, and other work vehicles.
  • Tools & Equipment – Protection against loss, theft, or damage.
  • Optional: Umbrella and inland marine policies depending on job scope.
General Contractors Insurance

Why Generalist Brokers Miss the Mark

Most insurance agents don’t specialize in contractor businesses. That leads to poor classification, overpriced policies, or gaps in coverage.

Our team understands the day-to-day risks of general contractors work and helps ensure you’re covered correctly—with policies that satisfy state, client, and GC requirements.

What’s Included in Our General Contractors Insurance Packages

  • General Liability – Covers jobsite damage and third-party injury claims.
  • Workers’ Compensation – Protects your crew and meets legal requirements.
  • Commercial Auto – Covers vans, trucks, and other work vehicles.
  • Tools & Equipment – Protection against loss, theft, or damage.
  • Optional: Umbrella and inland marine policies depending on job scope.

FAQ: General Contractors Insurance

Next Steps

Step 1: Review your current coverage needs.
Step 2: Request a customized insurance quote.
Step 3: Secure the right policy & start your next roofing project with confidence!
Call (480) 613-8387
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