The Prime Risk Blog

HVAC Workers’ Comp: Risks Every Business Must Know

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Running an HVAC business in Arizona involves more than just staying cool—it requires protecting your team and your financial well-being. Among the most important considerations? Workers’ compensation insurance. This comprehensive guide will walk you through the critical risks HVAC businesses…

Why HVAC Businesses NEED Commercial Auto Insurance

Illustration of an orange HVAC service van with a fan logo parked in front of a cityscape. Bold text above reads “Why HVAC Businesses Need Commercial Auto Insurance.” The design uses warm tones and a clean, flat graphic style to convey professionalism and reliability.

Running an HVAC business comes with a unique set of challenges—especially when it comes to managing your fleet of vehicles. Whether you have one service van or a fleet of branded trucks, your vehicles are a lifeline for your business.…

Top 4 Insurance Questions Arizona Contractors Ask

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As a general contractor working in Arizona, navigating the world of insurance can feel overwhelming. Questions about coverage, liability, and protecting your business from unforeseen risks are common—and for good reason. Insurance isn’t just a box to check; it’s a…

Arizona Roofers’ Guide to Insurance: Everything You Need to Know

Roofing is a high-risk business, and ensuring you have the right insurance coverage is essential for protecting your business, employees, and clients. Arizona roofers must comply with state regulations and safeguard their operations from potential lawsuits, property damage, and liability…

Arizona Roofing Insurance Guide for Business Owners

A man wearing a black hoodie with the logo "Prime Risk Insurance Solutions" and a white hat with the same logo stands in front of a graphic backdrop featuring a house roof and bold yellow and blue text. The text reads: "Arizona Roofing Insurance Guide: The Policies You Need & Cost Breakdown." The background includes the Prime Risk logo and a stylized image of a roof under a blue sky with clouds.

If you’re an Arizona roofing contractor, you might believe that having insurance means you’re fully protected. I once shared that belief—until I faced a harsh reality. Before founding Prime Risk Insurance, I worked as a contractor in Arizona. However, due…

4 Essential Insurance Policies Phoenix Roofers Need to Stay Protected

Running a roofing business in Arizona—whether you’re working in Phoenix, Tucson, or Flagstaff—presents unique challenges. From the scorching heat of the Sonoran Desert to sudden monsoons in the Valley and fierce competition in the market, the risks are real. Beyond…