ROOFERS INSURANCE ARIZONA
GET AFFORDABLE COVERAGE FOR YOUR BUSINESS

Secure Your Roofing Business with the Right Coverage – Fast & Hassle-Free

Roofing in Arizona is one of the most dangerous trades—working at extreme heights, handling heavy materials, and facing unpredictable weather. One accident, one lawsuit, or one unexpected claim can put your entire business at risk.

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PROTECT YOUR BUSINESS NOW!

WHY ARIZONA ROOFERS NEED SPECIALIZED INSURANCE

Every day, roofing contractors face major risks that can lead to FINANCIAL DISASTER if not properly covered. Without the right insurance, YOU could be liable for:

WORKERS ACCIDENT

Accidents & Injuries

Falls, slips, and equipment mishaps can lead to costly medical bills.

PROPERTY DAMAGE

Property Damage

A dropped tool or misplaced nail can damage a client’s home, car, or landscaping

LAWSUITS

Lawsuits & Legal Fees

Even a minor claim from a homeowner or subcontractor can result in THOUSANDS IN LEGAL COST.

Back-and-forth DON'T LEAVE YOUR BUSINESS EXPOSED!

Secure your coverage today!

What Roofers Insurance Covers (And Why It’s Critical)

Roofing contractor insurance isn’t one-size-fits-all your coverage should match the specific RISKS and REQUIREMENTS in Arizona.

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General Liability Insurance
(Essential for Every Roofer)

  • Covers property damage & bodily injury claims from third parties (e.g., homeowners, passersby).
  • Required by many clients before starting a project.
  • Protects against lawsuits & legal costs if a client sues for damages.**Example:** A ladder falls and shatters a client’s window—without liability insurance, you pay out of pocket.

    Learn more aboutArizona general liability insurance forcontractors

Workers’ Compensation Insurance (Required If You Have Employees)

  • Covers medical expenses & lost wages if an employee is injured on the job.
  • Required by law in Arizona if you have employees.
  • Without it, you could face heavy fines or lawsuits from injured workers.
    **Example:** A worker slips and suffers a serious injury—without workers’ comp, you are financially responsible.
     

    Learn more about How workers’ compensation protects your business

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Commercial Auto Insurance (For Your Work Vehicles)

  • Covers company trucks, trailers, and vans used for roofing jobs.
  • Includes accident liability, damage repairs, and uninsured motorist protection.
  • Required if your business owns vehicles.
    **Example:** One of your work trucks is involved in a collision—without insurance, repairs come out of your pocket.
     

Tools & Equipment Coverage
(Inland Marine Insurance)

  • Protects against theft, damage, and loss of expensive roofing tools.
  • Covers equipment on the job site, in transit, or stored in a work truck.
  • Peace of mind knowing your investment is protected.

    **Example:** Your roofing compressor is stolen from a job site—without coverage, you lose thousands.

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PrimeRisk vs. Other Insurance Providers
(Why Roofers Choose Us)

Many roofing contractors struggle to find the right insurance at an affordable price.

Roofing Expertise ✅ Yes ❌ No
Local Arizona Knowledge ✅ Yes ❌ No
Fast Quotes & COI in 24 Hours ✅ Yes ❌ Can Take Days
Independent & Shops Multiple Carriers ✅ Yes ❌ Limited to One Carrier
Dedicated Roofing Insurance Support ✅ Yes ❌ No

How to Get Roofers Insurance in 3 Simple Steps
Getting covered

Here’s how we make it easy:

NUMBER 1

STEP 1 Meet with Insurance Expert

A PrimeRisk expert will walk you through coverage options and help tailor a plan to your budget and risks.

 

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STEP 2 Customize Your Policy

A PrimeRisk expert will walk you through coverage options and help tailor a plan to your budget and risks.

 

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STEP 3 Get Covered
Fast

Once you approve the policy, we issue proof of insurance within 24 hours. Start your next job with confidence.

 

Trusted by Arizona Roofing Contractors

"PrimeRisk made getting insurance simple and stress-free. When we had an incident last year, our claim was handled quickly with no headaches. Highly recommend!"
-John D., Phoenix, AZ

"Fast, friendly, and knowledgeable! They explained exactly what I needed and got my coverage the same day. I feel a lot more confident now."
-Lisa S., Scottsdale, AZ

FAQs: Arizona Roofing Insurance

Yes! **Workers’ comp is required by law** if you have employees, and **general liability is often required** by clients before hiring you.

Costs vary based on business size, coverage limits, and claims history. Small contractors might pay **a few hundred dollars per month**, while larger firms **pay more based on payroll & risk level.

With PrimeRisk, **most policies are issued within 24 hours**. Need coverage fast? **We prioritize urgent requests.

Contact us immediately. We help manage the process, communicate with the insurance company, and ensure fast payouts

Get a Free Quote & Protect Your Roofing Business Today!

Your next job is around the corner make sure you’re protected.

✅ Get fast, affordable coverage tailored for Arizona roofers.
✅ Don’t wait until an accident or lawsuit happens.
✅ Peace of mind is just a call away.